* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
        }
        
        :root {
            --primary-color: #0A2463;
            --secondary-color: #3E92CC;
            --accent-color: #F18F01;
            --light-color: #FFFFFF;
            --dark-color: #1C1C1C;
            --gray-color: #F5F5F5;
        }
        
        body {
            background-color: var(--light-color);
            color: var(--dark-color);
            line-height: 1.6;
            overflow-x: hidden;
        }
        
        .container {
            width: 100%;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        
        /* Header Styles */
        header {
            background-color: var(--primary-color);
            color: var(--light-color);
            position: fixed;
            width: 100%;
            top: 0;
            left: 0;
            z-index: 1000;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
        }
        
        .header-container {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 15px 0;
        }
        
        .logo {
            font-size: 24px;
            font-weight: 700;
            color: var(--light-color);
            text-decoration: none;
            letter-spacing: 1px;
        }
        
        .nav-menu {
            display: flex;
            list-style: none;
        }
        
        .nav-menu li {
            margin-left: 25px;
        }
        
        .nav-menu a {
            color: var(--light-color);
            text-decoration: none;
            font-weight: 500;
            transition: color 0.3s ease;
        }
        
        .nav-menu a:hover {
            color: var(--accent-color);
        }
        
        .burger {
            display: none;
            cursor: pointer;
        }
        
        .burger span {
            display: block;
            width: 25px;
            height: 3px;
            margin: 5px 0;
            background-color: var(--light-color);
            transition: all 0.3s ease;
        }
        
        /* Hero Section */
        .hero {
            background: linear-gradient(rgba(10, 36, 99, 0.8), rgba(10, 36, 99, 0.8)), url('../img/16.webp');
            background-size: cover;
            background-position: center;
            height: 40vh;
            display: flex;
            align-items: center;
            text-align: center;
            color: var(--light-color);
            position: relative;
            overflow: hidden;
        }
        
        .hero-content {
            max-width: 800px;
            margin: 0 auto;
            padding: 0 20px;
            animation: fadeInUp 1s ease;
        }
        
        .hero h1 {
            font-size: 3rem;
            margin-bottom: 20px;
            font-weight: 700;
            letter-spacing: 1px;
        }
        
        .hero p {
            font-size: 1.2rem;
            margin-bottom: 30px;
            max-width: 600px;
            margin-left: auto;
            margin-right: auto;
        }
        
        /* Section Styles */
        section {
            padding: 60px 0;
        }
        
        .section-title {
            text-align: center;
            margin-bottom: 50px;
        }
        
        .section-title h2 {
            font-size: 2.5rem;
            color: var(--primary-color);
            margin-bottom: 15px;
            position: relative;
            display: inline-block;
        }
        
        .section-title h2:after {
            content: '';
            position: absolute;
            width: 70px;
            height: 3px;
            background-color: var(--accent-color);
            bottom: -10px;
            left: 50%;
            transform: translateX(-50%);
        }
        
        /* Terms Content */
        .terms-content {
            max-width: 900px;
            margin: 0 auto;
        }
        
        .terms-section {
            margin-bottom: 40px;
        }
        
        .terms-section h3 {
            font-size: 1.8rem;
            color: var(--primary-color);
            margin-bottom: 20px;
        }
        
        .terms-section p {
            margin-bottom: 20px;
            color: #555;
        }
        
        .terms-section ul {
            margin-left: 20px;
            margin-bottom: 20px;
        }
        
        .terms-section li {
            margin-bottom: 10px;
            color: #555;
        }
        
        /* Footer */
        footer {
            background-color: var(--primary-color);
            color: var(--light-color);
            padding: 50px 0 20px;
        }
        
        .footer-container {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 30px;
            margin-bottom: 30px;
        }
        
        .footer-col h3 {
            font-size: 1.3rem;
            margin-bottom: 20px;
            position: relative;
            padding-bottom: 10px;
        }
        
        .footer-col h3:after {
            content: '';
            position: absolute;
            width: 50px;
            height: 2px;
            background-color: var(--accent-color);
            bottom: 0;
            left: 0;
        }
        
        .footer-col ul {
            list-style: none;
        }
        
        .footer-col ul li {
            margin-bottom: 10px;
        }
        
        .footer-col ul li a {
            color: var(--light-color);
            text-decoration: none;
            transition: color 0.3s ease;
        }
        
        .footer-col ul li a:hover {
            color: var(--accent-color);
        }
        
        .footer-contact p {
            margin-bottom: 10px;
        }
        
        .copyright {
            text-align: center;
            padding-top: 20px;
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            font-size: 0.9rem;
            color: rgba(255, 255, 255, 0.7);
        }
        
        /* Animations */
        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }
        
        /* Responsive Styles */
        @media (max-width: 768px) {
            .nav-menu {
                position: fixed;
                top: 70px;
                left: -100%;
                width: 100%;
                height: calc(100vh - 70px);
                background-color: var(--primary-color);
                flex-direction: column;
                align-items: center;
                justify-content: flex-start;
                padding-top: 50px;
                transition: left 0.3s ease;
            }
            
            .nav-menu.active {
                left: 0;
            }
            
            .nav-menu li {
                margin: 15px 0;
            }
            
            .burger {
                display: block;
            }
            
            .hero {
                height: 30vh;
            }
            
            .hero h1 {
                font-size: 2.2rem;
            }
            
            .section-title h2 {
                font-size: 2rem;
            }
        }
        
        @media (max-width: 576px) {
            .hero h1 {
                font-size: 1.8rem;
            }
            
            .hero p {
                font-size: 1rem;
            }
            
            .section-title h2 {
                font-size: 1.7rem;
            }
        }